Roof Damage Weather Claim Clue

Weather related damage usually the result of hail in excess of 1 in diameter or high winds in excess of 40mph.

Roof damage weather claim clue.

And in my experience 100 of people who get their roof replaced never even ask themselves if the claim was paid fairly. Most people have no idea how destructive interior water damage is and many times you cannot see it. Be sure to get a quote for repairs before you call your insurance provider when you have roof damage. High winds might also cause overhanging branches to rub against your roof and damage it over time.

If you re ever dealing with roof damage due to a recent storm or bad weather don t worry. If the cost to repair the damage is below your deductible you won t receive any money from the insurance company if you file a claim. In baton rouge people usually worry about hurricanes. In this situation it may be in your best interest to schedule an estimate with an independent roofing contractor.

You should also be aware of what s covered in your roofing warranties both the manufacturer s warranty which only covers materials and may not be applicable for in the case of most types of roof damage and the workmanship warranty which may be applicable in this case if proves that the damage was the result of faulty workmanship as well as a storm or other major weather event. Let s take a look at the five most common culprits. Wind storms and other significant weather events can also cause debris like broken glass from windows tree branches and other items that could potentially damage your property can often be just as or even more damaging to your roof than the strong winds themselves. In my experience over 80 of people who are told by their insurance company that some damage is not covered instantly give up.

Common deductibles run from 500 to 5 000. There are various things that can damage a roof under normal circumstances. Experiencing significant damage to your roof and your insurance roof replacement questions are undoubtedly a stressful time between navigating the insurance claim process follow ups with adjusters and roofers who specialize in the types of roofing claims you are dealing with and even the loss of business that may result from not being to. In some cases an insurance company might dispute your roof damage insurance claim saying that your roof does not have sufficient damage to warrant a claim.

The roof insurance claim process is complicated to the inexperienced. Time is of the essence when dealing with a roof claim. Order an independent assessment from a roofing contractor.