Roof Damage From Hail Enough To File A Claim

It s important to understand that various types of shingles can react differently when hit by hail.

Roof damage from hail enough to file a claim.

Know that hail storms wind storms and other damage from natural disasters are all considered losses against your insurance policy so be aware follow these steps and work with your contractors and insurance company to make the roof insurance claim process as smooth as possible. Home insurance companies in past years have been walloped by numerous and expensive roof claims. To combat this many home insurers have implemented different coverage levels. You ll want to be sure you know the date and time your roof was damaged which items that were damaged and the size of the hail that hit your home.

If you have a shingled roof then it is damage to the shingles that is the most important part of your hail damage roof insurance claim and extensive hail damage is what earns you coverage for a roof replacement or major repairs. Then you ll receive a claim number and be assigned a claims examiner to work with. My insurance company will cancel my policy if i file a claim. Sometimes the damage is minimal and the cost of repairs is a superior choice than higher insurance premiums.

Wind and hail damage. Obviously hail can damage a roof but it can also block vents air conditioning fins and gutters. The roof sustained minor damage so it is better to not file a claim. You should always report damage to your roof from hail no matter how minor it may seem.