Roof Adjuster In The Rain

The insurance company s adjuster might challenge that some roofing damage was not caused by the recent storm it was pre existing damage from a previous.

Roof adjuster in the rain.

Remember the adjuster is paid by your insurance company not by you. The roof wasn t installed properly so it is the roofer s fault. The inspector looks for ways to deny the claim. How to stop a leaking roof during heavy rains.

Damages could range anywhere from a full roof replacement that costs upwards of 50k to a few thousand dollars of repairs to the smaller affected areas of the roof or home. Depending on the selection of slope or exact location in which they choose to place their square the results can be skewed. This is the most common reason and the next reason is the second most used excuse. A standard homeowner s insurance policy will cover water damage from rain as long as the storm had opened up a hole in the roof causing the water to leak in.

A roof that leaks is a problem in any weather but a roof that suddenly begins to leak during a heavy rainstorm can quickly turn into an emergency. If it is obvious that the claim must be paid the adjuster will recommend the cheapest repairs possible. An adjuster hired by the insurance company comes out to inspect the damage. After all if we waited for perfect weather to perform roof repairs or installations we d be waiting half of the year.

When a storm leaves your roof in need of repair you will need to file a claim with your homeowner s insurance company and work with an insurance claims adjustor to determine the extent of the qualified damages. Ideally the roof repair estimate from your insurance adjuster and the estimate from a public adjuster will be roughly equal. Should your roof installation have to be delayed due to poor weather be patient. It is not the fault of your contractor and while the delays can certainly be frustrating a contractor who attempts to install a new roof in the rain is going to be compromising the overall integrity of the installation.

A common practice is to count the number of hail marks within a 10 x10 square. If damaged shingles or underlayment are allowing rain to seep into the attic or walls it could cause mold mildew and other damage. The roofing material is faulty so it is the manufacturer s fault. The weather conditions were good and the new adjuster documented the damages and totaled the roof.

However the two parties might disagree over certain aspects.